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What is a payday loan. A payday loan is one that is typically repaid with the borrower's next paycheck. These types of loans are also known as cash advances, and they aren't given out by banks, but instead by loan stores.
These loans are among the most expensive types of debt, and they come with interest rates that are much steeper than those offered with typical bank loans. Once you've been approved, cash is usually deposited into your account within 24 hours. Over 90 Approval Rate. Lowest Interest Rates - Instant e-Approval - Special Offers.
Cash loans up to 5000.
I'm sure the payday loans company will sue me and garnish my wage before 3 month if I close my bank account Should I tell them that I'm in the process of filling bk. OK, I got it. They could sue you within that three-month period, but (if you file a proper answer to the lawsuit) they wouldn't get a judgment against you and garnish your wages before that three months has gone by.
I recommend that you consult with a bankruptcy attorney in your area to see if filing bankruptcy would be a good option for you, and if so then move forward so you're ready to file your case just after that three-month period.
And no, don't tell them anything about bankruptcy. I'm a 73-year-old retired, disabled woman with three payday loans.