PIRG, a nonprofit consumer advocacy group. As a result of Tuesdays settlements, the companies Coppinger and Rowland controlled can no longer participate in the lending business and are barred from debiting or billing consumers or making unauthorized electronic fund transfers. Phil Greenfield, an attorney for Rowland, said his client already had stopped his lending activity voluntarily, long before the FTC filed the case. Rowland fully cooperated in the FTC investigation, and there was no evidence Mr.

Rowland participated in, or knew about, any of Mr. Coppingers or his call centers challenged lending practices, Greenfield said in an email. He said Rowland accepted the FTC offer to settle the case simply to move on with his life.

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