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How do you get approved for a personal loan

That was the case for Brad and Melinda, a pair of veteran home buyers in Carlsbad, California. They applied for a VA loan through Bank of America. Cash reserves were not mentioned up front. But it brought the mortgage process to a screeching halt just days before closing.

We specifically asked them about it when we applied for the loan, Melinda explained. We knew a lot of lenders were requiring cash reserves these days, so we asked them point-blank. The loan officer told us no, there arent any cash-reserve requirements for VA loans.

We moved forward based on that. Both borrowers had excellent credit scores above 800. They also had a flawless, ten-year history of paying their debts on time.

How do you get approved for a personal loan

Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice. This website is not an offer to lend.

WhiteRockLoans. com is not a lender and does not make loan or credit decisions.

How do you get approved for a personal loan