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A payday loan default can drain your bank account and trigger collection calls a lawsuit and wage garnishment. Here are some actions you can take to protect yourself if you cannot pay. Compare Loan Companies and Apply Online Use our loan comparison tool to view multiple loan options from 0 to 000 with no obligation. Simply enter you zip code estimated credit rating monthly income and the loan amount you need to instantly view loan companies available to accept your application online right now.

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Payday loans are not recommended as a long term financial solution and they should only be taken for emergency financial needs. The APR on online personal loans can reach up to 1,386 depending on the lenders terms, borrowers residence state, the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan extension plan, and other factors.

Some states cap Imb personal loan secured and the amounts of charges for online personal loan. You are encouraged to contact your lender as soon as possible if you are unable to repay your loan on the scheduled repayment date or make regular installment payment on time. Your lender may set late payment fees in accordance with state regulations, and your lender has several courses of action to deal with late payment.

For more information about your lender's specific procedures as they apply to late payments, please review your loan agreement or contact your lender directly. Origination, documentation and other additional fees may apply to your online personal loan deal.

Late payment, non-payment fees and other penalties may apply to both short imb personal loan secured and online personal loan deals in case of missed payments. Please review your loan agreement carefully for information about the financial implications before you provide your electronic signature.

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