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What are Non-Conventional Loans. Examples of non-conventional loans include all government-backed loans and loans that do not meet Fannie Mae or Freddie MacвЂs requirements. Government backed loans include the FHA, VA, or the USDA. Jumbo loans are also non-conventional because they are not required to follow the guidelines and exceed the loan amounts set by Fannie Mae, Freddie Mac, FHA, VA, and USDA.
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