Its part of the less-risk mentality adopted in the wake of the housing crash. For borrowers, it means one more hoop to jump through when qualifying for a mortgage.
And for a rising number of home buyers, it can be a painful lesson in mortgage rejection. What are Cash Reserves. The term cash reserves refers to extra money the borrower has in the bank on closing day. These funds go above and payday advance chico ca what is needed for the down payment and closing costs.
Some lenders have cash-reserve requirements on top of all their other mortgage criteria (credit scores, debt ratios, etc.
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Collection Method Depending on your agreement collections will be made via debit orderstop orderpayroll deduction over a repayment period of 12-72 months, unless otherwise specified. Legal Implications of none payment Full amount payable may become immediately payable -Could lead to a bad credit record if reported. -Your loan could be cancelled with a chance of a judgement. -You will be responsible for the lawyers costs Ensure that you do not payday advance chico ca into this category. Ensure that you discuss your loan options in order to find a risk free and financially viable option.
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