They said, however, that if the promotion was considered to be an incentive to apply for credit they considered that the ad would nevertheless comply with the Regulations and the Personal loan bajaj finance nagpur Code because the RAPR was more prominent than the trigger for its inclusion (in this case, the incentive).
They said the RAPR was shown in a larger font size than the text "£5 Cashback for every £100 borrowed" and appeared for over a second longer. The Money Shop also commented that the RAPR was shown during the most interactive and memorable part of the ad, personal loans and payments the main dog character caught a bone that was thrown towards him and then followed the cursor icon towards the bottom of the screen, where the RAPR was located.
Clearcast said they had received a legal assurance from the Money Shop, through the advertising agency, which stated that the ad complied with the relevant legislation. They had therefore been confident that the APR stated in the ad was sufficiently prominent.
They supplied a copy of the legal assurance.
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00, though this can vary somewhat. Although the APR associated with short term loans is higher than that associated with other forms of credit, it is still considerably less than the charges associated with overdrafts and nonsufficient funds. Please see below for a cost comparison. вЂў Nonsufficient Funds with Bounced Check Fee: 45 total charge, 1173.
21 APR вЂў Personal loans and payments Fee: 40 charge, 782. 14 APR вЂў Late Fee: 20 charge, 521.