Qualifications. One benefit of getting a payday or title loan is that you dont need to have good credit. There are, however, some standard requirements you must meet in order to qualify: Steady income: You dont necessarily need a job for all lenders (although some do require it), but you need to provide evidence of a steady stream of income in order to qualify for a loan. Without it, lenders have no way to know if you can repay them and are quick easy loans low interest less likely to offer you a loan.
Checking account: You need a checking account to write uccu personal loan rates check for your payday loan, and there are penalties if your check bounces when the lender tries to cash it. Clear title: You will need to provide a clear title when you apply for a title loan that is in your name. A lien release may be required to be presented with the title to process a loan.
They may not be a fit for you if you have bad credit. They generally require average to good credit when you apply for a loan. Lend You: They provide online installment loans and payday advances in California. They claim to have a completely automated online application quick easy loans low interest that should take less than 3 minutes to complete. Bad credit is ok but you must be 18 years old and have an active checking account to qualify for a California payday loan.
Advance Financial: Advance Finanial offers online FLEX loans to consumers in California.
23 APR. ARE THERE ANY FEES. Our services will always be provided free of charge, but that is not to say quick easy loans low interest the lender will give you a loan for free. Your lender will charge you fees andor interest and must provide you with full disclosure of their loan terms upon approval.
It is then your responsibility to read through the terms before signing your loan agreement. WHAT IF I NEED TO MAKE A LATE PAYMENT. Late Payment penalties differ from lender to lender. Lenders may be forgiving if you contact them directly, though some may automatically add a fee if it is in their agreement.