Html. Post navigation. Payday loans may be illegal in the following states: Arizona (AZ), Arkansas (AR), Connecticut (CT), Georgia (GA), Maine (ME), Maryland (MD), Massachusetts (MA), New Jersey (NJ) New York (NY), North Carolina (NC), Pennsylvania (PA), Vermont (VT), West Virginia (WV), the District of Columbia (DC). Amounts: 100, 200, 300, 400, 500, 600, 700, 800, 900, 1000. Canada: British Columbia capped at 23 of the principal shopping for personal loans interests and fees) Alberta up to 23 Saskatchewan an interest rate cap of 23 of the principal, a cap of 30 on a defaulted loan Manitoba at 17 per two weeks Ontario 21 per 100 borrowed for a period of two weeks New Brunswick illegal at any rate over 60 per annum Shopping for personal loans Scotia the maximum rate to 25 Prince Edward Island 25 per 100 borrowed for a period of two weeks Newfoundland and Labrador no legislation The information may be outdated, so please check with your local authorities.
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I owe 9,000 mostly due to payday installment loans. I'm on social security and have over extended myself and cannot make all the payments let alone living expenses. I need to retain a bankruptcy shopping for personal loans and file Chapter 7. The only income I have is 1500 social security and 150 small pension check. I know this will ruin my credit and I'll have a hard time finding a place to rent but I have no choice. I'm single, no dependents but have no assets and I'm 65. Please advise and thank you.
Christine, from what you said, you may be well set to do a Chapter 7 bankruptcy which would get rid of those payday loans and others.
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